PRIVACY POLICY

At Elite Financial Solutions, Inc. we take your privacy very seriously. We maintain the latest encryption technology to ensure the safety of your personal information, which we never pass on to third parties without your consent. Please read the following privacy policy to learn more about our position concerning your personal information and the measures we take to protect it.

Personal Information Usage
We collect the following personal information for:

Request Quote: email address, phone number, state, zip code, and general debt information (amounts, payments, types, etc). To ensure your privacy, this data is captured and managed in our data warehouse system and is accessed only by those thoroughly trained in the management and security of personal information. The information gathered is used only to contact customers in regards to our debt negotiation, debt settlement, and credit repair services or mortgage or other loan services as they have requested.

Customer Service: email address, first name, last name, and state. This information is used to find a solution to your problem and/or to answer your question(s).

Promotions and Surveys : Contests, sweepstakes, other promotions or surveys may be offered on the Company's website. In conjunction with such promotions or surveys, the Company may ask for personally identifiable information related to the topic of the survey, entry in the promotion, prize notification or fulfillment. The Company reserves the right to publish the winner's name in its promotional materials.

Information form third party sources: The Company may on occasions combine information it receives online with information it has obtained through third party sources to enhance its ability to market those products or services that may be of interest to you.

User Tracking: Session Cookies Elite Financial Solutions generally uses "session cookies" to assist with user tracking. User tracking (or "click-stream") data is used to optimize your experience by learning whether or not you successfully used Elite Financial Solutions. Additionally, click-stream data is captured on some of our partner sites, limited to the activity involved with the completion of offers listed on our site. This is used to monitor the performance of our partners to ensure that they are completely satisfying your needs. None of the data listed above is individually identifiable information; it will never be sold to third parties.

Co-Hosted Forms: email address, address, first and last name, phone number, current utility information (account number, provider, meter number), credit card and/or direct debit bank account routing number, social security number. This information is used to switch your service, pay for your service, and contact you if need be. These forms are SSL-encrypted, and are monitored by VeriSign for your security.

Affiliate Program: email address, address, phone number, URL, first and last name, company name, social security number, business tax classification and site information. This information is used to investigate affiliate opportunities, pay affiliates, and keep affiliates informed of important changes.

(In all cases where we collect a zip code, it is used for demographic analysis.)

Third Party Links
When you sign-up for services on sites to which Elite Financial Solutions provides links, keep in mind you will be interacting with a third party that operates under its own privacy and security policies.

Framed Pages
In some instances, the Elite Financial Solutions name and logo may appear on third party sites hosted by our partners. These partners will be collecting the information you provide during the sign-up process (this information will later be shared with Elite Financial Solutions for tracking and customer service purposes). Please review our partners' privacy policies for more information.

Sharing
Your information is never shared with third parties unless you "opt-in" to have such information shared. If we are given your express permission, we will periodically make your information available to reputable organizations whose products or services we think you might find valuable. If you wish to prevent the transfer of your information to such companies, please let us know by sending an e-mail to Admin@TheFinancialSolution.net.

Accessing, Reviewing & Updating Your Information and Opting Out
When registering, you must specifically "opt-in" to have your information shared with third parties. Therefore, you can complete a transaction on Elite Financial Solutions without receiving follow-up marketing materials. • If you no longer wish to receive our newsletter or promotional offers, you may "opt-out" of receiving these communications by replying to an email and typing "unsubscribe" in the subject line, or you can email us at Admin@TheFinancialSolution.net (Our database is updated twice monthly.)

Notification of Changes
If there is a change to our information usage practices that affect your personally identifiable information, we will notify you by email of the relevant changes. We will also post policy changes to Elite Financial Solutions so that you can choose to opt out of these new uses.

Security
Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. All employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers' information is protected. Finally, the servers that we store personally identifiable information on are kept in a secure environment.

Email Links
Elite Financial Solutions uses email links located on the "contact us" page to allow you to contact us directly with any questions or comments you may have. We read every message and try to reply promptly to every one. This information is used to respond directly to your questions or comments. We may also file your comments to improve the site and program, or review and discard the information. Your personal information is only shared with third parties only with your explicit permission.

Legal Disclaimer
We may disclose personal information when required by law or in the good-faith belief that such action is necessary in order to conform to the edicts of the law or comply with a legal process served on Elite Financial Solutions.

Changes to Privacy Policy and Notice: YOU HEREBY AGREE TO ACCEPT NOTICES OF ANY CHANGE MADE TO THIS PRIVACY POLICY AND ANY APPLICABLE PERIODIC NOTICES REGARDING THIS PRIVACY POLICY BY THE POSTING OF SUCH PRIVACY POLICY ON OUR WEBSITE.

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©Copyright 2005 Elite Financial Solutions Inc.